Wohlmutstrasse, 22 Austria, Wien, A-1020, Vienna T: +43 1 720 1286 967; F: +43 1 720 1286 19 Mag. Johannes Wetzinger, Coordinator of EU projects E-mail: Johannes.wetzinger@fh-vie.ac.at Prof. (FH) Dr. Richard Pircher, Director of Studies, Banking and Finance E-mail: Richard.pircher@fh-vie.ac.at